A client questionnaire and/or personal consultations are used to clarify a clients investment objectives and risk-tolerance level. Utilizing a computerized base of mutual funds that tracks risk adjusted returns, an individualized portfolio of mutual funds is constructed to meet the clients investment objectives within the prescribed risk levels.
TC Financial focuses on long-term investment objectives. We do not attempt to time the market or to make significant adjustments to take advantage of short-term market moves. We also do not use technical analysis to predict the direction of future market moves. Rather, our investment philosophy is grounded in the belief that the most appropriate strategy for the long-term investor is to have a properly allocated investment portfolio that matches investment objectives and risk-tolerance levels with the appropriate investment vehicles.
In addition to CFP designation, Thomas Cakert, has attained the designation as a Retirement Income Certified Professional